Decorating can be luxurious on any budget, as long as you know the right tips and strategies. Today, we’re going to teach you how to create beautiful tablescapes and table settings on a budget.

It seems like doing the right thing should always feel good. We read the same thing over and over again from every source: financial planners, blogs, friends, accountants… if you want to be in control of your finances, your life, and ultimately, your future, you have to live by a budget. There are tons [...]

Are the sacrifices we make to live frugally really worthwhile? When you give up luxuries – items, vacations, services- does it necessarily mean you are lowering your quality of life?

Editor’s note: With many American families feeling the pinch of the current recession, more and more people are turning to the internet to find ways to survive on one income.  Some are even learning how to get by on no income due to a recent or impending layoff of their family’s breadwinner.  What would you [...]

Having a baby can easily be one of the most expensive life changes you’ll go through. For such little people, babies seem to require very big purchases! In reality, it is possible to have a baby while staying on budget. Here are ten ways NOT to break the bank when baby comes:

Editor’s note: With the current state of the economy, many one-income families are especially worried about the security of their employment.  We’ve been talking to stay at home moms (SAHMs) and dads a lot lately about the measures they are taking to make sure their families are recession-proofed.  In other words, what can you do [...]

Christmas Shopping List Planner and Budget Spreadsheet
Homemaker Barbi’s latest free organizational spreadsheet, the Christmas Shopping List Planner and Budget, is ready for you just in time for the hardcore holiday gift shopping to start!  Get your free printable copy or free download version below.  Using this spreadsheet every year allows me to complete my shopping [...]

Save Money on Heating Fuel Overnight
While brainstorming ways to cut down on our heating fuel costs this winter, one of the ideas that my husband and I came up with was to lower our thermostat at night while the family is sleeping.  We’d have to make an initial investment by purchasing new bedding and warm [...]

17 School Supplies Not to Buy
It’s back to school season, and stories abound of parents going into debt to get all the school shopping done.  Going back to school means kids need a lot of things, from school clothes to paper and pencils to new contacts and glasses.  Contrary to popular belief, school shopping doesn’t [...]

My husband and I gave up our gym membership when we started  tightening the household budget several years ago.  It was the first thing to go, as a matter of fact, because it was the most expensive item of spending that we had control over.  It’s not as though we couldn’t work out still because [...]